Buy Term Life Online
   No Agent Required
No Medical Exam
Just an Online Health Review1
Coverage up to $250,000
Most Approvals in 24 Hours
Policies Issued by:
Online Accredited Business
AM Best

Why Choose Fidelity Life?

Affordable Protection from a Company You Can Trust.

Fidelity Life was established over a century ago to provide affordable life insurance to the growing middle class. More than ever, we are committed to that mission today and help hundreds of thousands of people, just like you, save on term life insurance.

Fidelity Life Makes Protecting Your Family Easy.

Web-based technology and underwriting innovation enable Fidelity Life to offer a fast, hassle-free purchase experience. With our Rapid Decision Express product and our state-of-the-art Rapid App application, approval and delivery process has been streamlined to allow you to obtain coverage from Fidelity Life in days, not months.

Buy Online

Buy Online - No Exams. No Agents.

Our innovative technology and underwriting process allows you to get covered fast and hassle-free. There are no exams and processing delays. Approval for a policy depends upon your answers to health questions on the application1.

Flexible Benefits

Flexible Benefits up to $250,000

Fidelity Life's Rapid Express product provides guaranteed level premium periods of 10, 15, 20 or 30 years in benefit amounts up to $250,000. Coverage is available for people ages 18 to 65 years.

Renewable to 95

Renewable to Age 95

Rapid Decision Express is a level death benefit term life insurance product renewable to age 95. After the level premium period, rates increase each year through age 94.

Innovation and Convenience

Innovation and Convenience

Fidelity Life's Rapid Decision process is among the most advanced in the industry. The application and approval process has been streamlined to allow you to obtain coverage in days, not months.

Strength and Security

Strength and Security

Fidelity Life Association has been protecting American families for over 100 years. With an A- (Excellent) rating from A.M. Best, Fidelity Life Association offers financial strength and security.

Money Back Guarantee

30-Day Money Back Guarantee

If you are not completely satisfied with this policy, you may cancel at any time within the 30-day money-back period and receive a full refund.

1 Occasionally a medical exam, test or report will be ordered to assist in clarifying or correcting an item of medical history.
2 For the latest rating, access